Review the plan you already have.
We review your practice’s current retirement plan and public filing, then explain in plain language whether the owners are hitting a ceiling or paying more tax than they need to.
Public record
Starts with your public Form 5500 filing
Clear findings
Plain-language findings
Direct
One point of contact
Only if needed
Specialists only if a real gap shows
What we do
A plain read on a plan you already have.
Many small professional practices already put a lot of company money into a basic 401(k) or profit-sharing plan. That can be fine. Sometimes it isn’t. The owners may be capped on what they can put away for themselves, or the firm may be paying more tax than a different design would call for.
We look for that pattern. We don’t assume you need a redesign.
How we work
Four steps, in this order.
01
Look at the current plan and filing
We start with what you have on paper and what shows up in the public record.
03
Explain the gap in ordinary language
Or say there isn’t one.
02
Separate facts from assumptions
We sort what the documents show from what people often guess.
04
Only then bring in specialists
If you want a closer look and a different design is worth that step.
If there is a gap
We don’t just leave you a memo.
If the review shows a real gap, we bring in specialists who handle technical plan design, filings and ongoing administration, and the funding side. They join the next conversation only if you want that closer look.
You still work with one person at Retirement Tax Architects. We coordinate the rest.
If the review doesn’t show a gap, we stop. There are no specialists and no redesign.
Who we serve
Owners of small professional practices.
Who it’s for
Owners of small professional practices and firms (medical, dental, law, and similar) who already have a 401(k) or profit-sharing plan and want a clear read on whether it still fits the owners.
Who it’s not for
People looking to roll over an IRA.
Shops that only want more employee 401(k) features.
Owners who aren’t looking for a plain-language review of the plan they already have.
About Anthony
Anthony Coleman, NQPC
Retirement Tax Architects
Anthony Coleman runs Retirement Tax Architects and works solo. This site is here so owners can understand what their current plan and filing show.
FAQ
Questions owners ask.
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We look at your current plan and the public filing, separate what the documents show from what people often guess, and explain in plain language whether there is a gap. If there isn’t one, we say so.
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We start with what you have on paper and what shows up in the public record. If you have your current plan paperwork handy, bring it; the public filing is where the review begins.
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We stop. There are no specialists and no redesign.
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Not as part of the 15-minute review. It is a read of what you already have. Specialists join the next conversation only if the review shows a real gap and you want a closer look.
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Specialists who handle technical plan design, filings and ongoing administration, and the funding side. They join the conversation only if the review shows a real gap and you want a closer look. You still work with one person at Retirement Tax Architects, who coordinates the rest.
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No. The site and any conversation started from it provide general information. Consult your own CPA and attorney before acting. See the important disclosure below for details.
Review the plan you already have.
If you’re an owner and want a 15-minute filing review, use this link. If there is no gap, we say so.